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王恩韶:亲历跃进轮的分保与理赔

发布时间: 2020年01月07日浏览次数:

CAIFANGSHIJIAN:2015NIAN6YUE17RI

CAIFANGDIDIAN:BEIJINGJIEFANGJUN304YIYUANBINGFANG

人物小传

  WANGENSHAO,1922NIAN1YUESHENG,1942NIANDONGWUDAXUEBIYEHOU,JIARUDASHANGHAIFENBAOJITUANCONGSHIZAIBAOXIANYEWU,HOUBEITAIPINGBAOXIANPAIDAORUISHIZAIBAOXIAN、LUNDUNTONGYONGZAIBAOXIANDENGGONGSIKAOCHAGONGZUO,JIEFANGHOUJIARUZHONGGUORENMINBAOXIANGONGSICONGSHIZAIBAOXIANGONGZUO,LIRENZAIBAOKEKEZHANG、BANGONGSHIFUZHUREN、GUOJIHUOBIJIJINZUZHIZHONGGUOFUZHIXINGDONGSHI、RENBAOZHULUNDUNLIANLUOCHUSHOUXIDAIBIAODENG。2015NIAN10YUEQUSHI,XIANGNIAN93SUI。

解放前投身再保 见证人保初起步

  问:王老,您从解放前就开始从事再保险工作,给我们介绍下您是怎么与再保险结缘的?

  WANGENSHAO:WOSHI1922NIANSHENG,1942NIANDONGWUDAXUEBIYEYIHOUJIUJINBAOXIANGONGSI,DANGSHIWOJINDESHIDASHANGHAIFENBAOJITUAN。JIEFANGYIQIAN,ZHONGGUODEBAOXIANJIBENSHANGJIUSHIZAISHANGHAI,YINWEISHANGHAIZUICHUSHIZUJIE,DANGSHIYOUMEIGUORENKONGZHI,SHANGHAIDEBAOXIANJIBENSHANGZHANGWOZAIMEIGUORENSHOULI。

  SHANGHAIDEMINZUBAOXIANGONGSIJIUZILIGENGSHENG,ZUZHILEYIGEFENBAOJITUAN。WOCONGXUEXIAOCHULAIJIUCANJIALEDASHANGHAIFENBAOJITUAN。HOULAIRIBENRENZHANLINGZUJIE,RIBENDEBAOXIANGONGSIDAOSHANGHAIJIUYAOHEZHONGGUODEBAOXIANGONGSIHEZUO,KAIBANFENBAOGONGSI、LIANBAOGONGSI,ZHONGGUORENNEISHIHOUJIUMEIYOUTONGYI。HOULAIZHUYAODEZHONGGUOBAOXIANLILIANGJIUKAISHICONGSHANGHAIQIANYIDAOZHONGQING,WOBEIPAIDAORUISHIKAIZHANGONGZUO。YIZHIDAOJIEFANGHOUZHONGGUORENMINBAOXIANGONGSICHENGLI,WOJIUCIQUNEIBIANDEZHIWU,CANJIALEZHONGGUORENMINBAOXIANGONGSI。

CANGUANCHAOXIANZHANZHENGJINIANBEI

保险普及困难重 经营监管分家难

  问:解放以后,您到北京的人保工作,当时大家对保险作用的认识怎么样?

  WANGENSHAO:DANGSHIDAJIADUIYUBAOXIANPEICHANGDERENWU、ZHINENGBUHENLEJIE,PUBIANRENWEIBAOXIANSHILEIJIZIJINDEYIGESHOUDUAN,DUIYUBAOXIANDEBAOZHANGPEICHANGGONGNENGBINGBULIHUI。SUOYIBAOXIANGONGSICONGCAIZHENGBUZHUANDAOYINXING,YOUHUIDAOCAIZHENGBU,MUDEJIUSHIDUOSHANGJIAOZIJIN。

  YINWEIBAOXIANZAILAOBAIXINGZHIJIAN、QIYEZHIJIANBINGMEIYOUKAICHUYITIAOLU,SHOUHUOBUDA。YEZHENGSHIYINWEIDUIBAOXIANDEBAOZHANGPEICHANGRENWUBULIJIE,WULUNCAIZHENGBUHUOZHESHIRENMINYINXINGDOUMEIYOUJIANLIGUOYIGEZHUANMENJIANDUGUANLIBAOXIANDEJIGOU,ZHEIZAIGUOJISHANGSHIBIJIAOTESHUDE。WOMENZHIYOUYIJIAZHONGGUORENMINBAOXIANGONGSI,DINGLEYIGEZUZHIJIGOUDEGUIDING,SHIBAOXIANZONGGONGSIYONGLAIGUANGEDIFENGONGSIDE,ERQIEMEIYOUZHUANZHIRENYUAN。

  YOUYICIZHONGGUORENMINBAOXIANGONGSIDAIBIAOTUANDAOKAILUOCANJIAYAFEIBAOXIANZAIBAOXIANLIANHEHUI,NEIGESHIHOULINZHENFENGSHIFUZONGJINGLI,ZUOWEIRENBAOGONGSIDAIBIAOCANHUI,WOZUOWEIYEWURENYUANJIANFANYIGENZHEQULE。DIYIGEHUIDAJIADOUTANRUHEKAIZHANYEWU,DIERGEHUISHITANRUHEJIANGUANBAOXIANYEWU。WAIGUORENJIUBUDALIJIE,WEISHENMEYEWUHUODONGNILAICANJIA,JIANGUANHUODONGNIYOUCANJIA?AIJIDEYIGEZAIBAOXIANGONGSIZONGJINGLIJIUSHUO:“NIZENMEZHEIMESHENTONGGUANGDA,YEWUKAIHUISHINI,JIANGUANYOUSHINI,NINANIDEYOUSHOUJIANGUANZUOSHOU,JIANGUANDELEMA?”

  LINZHENFENGFUZONGJINGLIYEMEIJIESHI,YINWEIWOMENJIUSHIZHEIMEGEQINGKUANG。HUILAIYIHOUJIUSHANGBAOLE,SHUOZHEIGEQINGKUANGHENBUZHENGCHANG,DANSHIMEIYOUSHENMEGAIBIAN。DIERNIANYOUKAIHUIDESHIHOU,WOMENBINGMEIYOUCHENGLISHENMEJIANGUANJIGOU。YINCIPAILELIANGGEREN,YIGESHILINZHENFENG,LINGWAIJIAPAILELIPINZHOU,DUIWAIJIUSHUOSHIYIGESHIGAOYEWUDE,YIGESHIJIANGUANYEWUDE。

  SUOYISHUO,DANGSHIGUONEIDUIYUBAOXIANJIUJINGNENGQISHENMEZUOYONG,JIBENSHANGSHIBUQINGCHUDE。

XIEZHUCHOUJIANYUENANBAOXIANGONGSI SHOUDAOYUENANCAIZHENGBUBIAOZHANG

跃进轮首航沉没 再保立功救急

  问:那个时代大家对保险的认识不够,但跃进轮事件,是不是让大家认识到保险的作用?您是跃进轮分保和理赔的亲历者,给我们讲讲这段历史吧。

WOGUOZIZHUJIANZAODEDIYISOUWANDUNJIJULUN——YUEJINLUN

  WANGENSHAO:1963NIAN4YUE,WOMENZHONGGUOFASHENGLEYIJIANFEICHANGZHONGDADEPEIAN。WOGUOZIJIJIANZAODEDIYISOUWANDUNJIDEHAILUNJIUSHIYUEJINLUN,ZHUANGLEYIWANDUNDEYUMI,CONGQINGDAOCHUFAKAIHANGDAORIBEN。4YUE30RIKAICHUAN,DIERTIANJIUZAIJINGGUONANCHAOXIANHAIYUSHICHUJIAOCHENMEILE。YUEJINLUNSHIZAIZHONGGUORENMINBAOXIANGONGSIBAOXIANDE,WONEIGESHIHOUJIUSHIZAIBAOKEDEKEZHANG。YUEJINLUNNEISHIHOUBAOESHI120WANYINGBANG,WOMENZILIU20WANYINGBANG,YAOFENBAOCHUQU100WANYINGBANG。

  WOMENFENBAOYIBANDOUSHIZAILUNDUNLAOHESHE,CHENGBAOYIHOU,WOMENJIUZAIYUEJINLUNKAIHANGQIANDENEIGEXINGQI,TONGZHILUNDUNDEJINGJIRENWEILISI(Willis)。YOUYUSHIZHONGGUODEDIYISOUCHUAN,SUOYIYINGGUODECHENGBAORENBIJIAOJINSHEN,DANGSHIMEIYOUZHIJIEJIEWOMENDEDANZI,SHUOXUYAOYANJIUYANJIU、LEJIELEJIE。JIEGUOZAIKAIHANGYIQIANDELIBAIWU,LUNDUNJINGJIRENZHICHENGGONGANPAILE80WAN。LIBAILIUYUEJINLUNCHENMEI,WOMENBUGANMASHANGTONGZHILUNDUNLAOHESHEZHEIGEXIAOXI,YINWEIWOMENYAOFEN100WAN,TACAIFENLE80WAN,WOMENXIANGBAZHEI100WANDOUFENCHUQU。SUOYIDAOLIBAIYI,JIUDADIANBAOJILAOHESHEDEJINGJIREN,WENFENDEZENMEYANGLE,QUANFENWANBAODANJIWOJILAI。JIEGUOJINGJIRENSHUOLIBAIWUFENCHUQULE80WAN,HAIYOU20WANBENLAIDASUANTAYIZAODAOLAOHESHESHICHANGJIEZHEFEN,JIEGUOYIJINDAMEN,MENKOUDELUDINGZHONG(Lutine)JIUXIANGLE,SHUOYUEJINLUNCHENLE,SHENGXIADE20WANJIUMEINENGZAIFENCHUQU。

  ZHOUZONGLIDUIYUEJINLUNCHENCHUANHENZHONGSHI,TAQINZIZHUCHIKAIHUI,FENXISHIGUYUANYIN,DANGSHIRENWEIYOULIANGZHONGKENENG:YIZHONGSHIBEIMEIGUODIGUOZHUYIQINLVEZHEJIDACHENDE,LINGYIZHONGSHICHUJIAOCHENMEI。JIAOTONGBUHUIBAOGONGZUODESHIHOUSHUOWOMENYOUBAOXIAN,ZHONGGUORENMINBAOXIANGONGSIBAODE。ZONGLIBANGONGSHIJIUDADIANHUAJIBAOXIANGONGSI,SHUOPAIGELINGDAODAIGEYEWUGANBUDAOGUOWUYUANKAIHUI。WONEISHIHOUZHUYAOSHIGUANYEWUDE,LINZHENFENGFUZONGJINGLIDAIZHEWOLAIDAOGUOWUYUAN。

  ZONGLIWENRUGUOCHUJIAOGEQIAN,BAOXIANPEIBUPEI?WOMENSHUOPEI;ZONGLIYOUWENRUGUORANGMEIDIGUOZHUYIJIJICHENLENI?WOMENSHUOYEPEI。WOMENGENZONGLIHUIBAO,WOMENWEIYUEJINLUNBANLELIANGZHONGBAOXIAN,YIZHONGSHANGYEBAOXIAN,JIUSHICHUJIAOGEQIANZHEIGEYUANYINERCHENCHUANSHOUSHANG,PEI。LINGWAIJIUSHIZHANZHENGXIAN,BEIMEIDIGUOZHUYIDACHENLE,YEPEI。DANGSHILUORUIQINGJIANGJUNYEZAICHANG,TINGLEYIHOUBUGANXIANGXIN,SHUONAYOUZHEIMEHAODESHIQINGA。

  YUEJINLUNSHIBAOLE120WANYINGBANG,WOMENZILIU20WAN,TONGGUOLUNDUNLAOHESHESHICHANGFENCHUQULE80WAN,HAITONGGUOSULIANHEDONGOUSHEHUIZHUYIGUOJIAFENCHUQUYIBUFEN,ZUIHOUTONGGUOFENBAOXIANHOUCONGGUOWAISHOUHUILAI104WANYINGBANG,BIWOMENYUQIDEHAIDUOLE4WAN。ZHOUZONGLIZUIHOUZAIKAIHUIZONGJIEYUEJINLUNSHIJIANDESHIHOU,SHUOYUEJINLUNCHUSHI,GEYOUGUANBUMENDOUYOUBUTONGDEZEREN,WEIYOUBAOXIANGONGSICONGGUOWAIYAOHUILAI104WANYINGBANG,HENBUJIANDAN。

《GUANYUYUEJINLUNCHUANHUOBAOXIANQINGKUANGDEBAOGAO》SHOUGAO

YUEJINLUNPEIKUANTONGZHISHU

远赴美国英国 创办公司盈利

  问:您后来又去国外代表处工作过一段时间,给我们介绍下在国外的工作经历吧。

  WANGENSHAO:ZHONGGUOSHIGUOJIHUOBIJIJINZUZHI(IMF)DECHUANGSHIGUOZHIYI,XINZHONGGUODANSHENGHOUWOGUODEXIWEIZHANGQIBEITAIWANDANGJUZHANJU。1980NIANXINZHONGGUOZAIIMFDEHEFAXIWEIDEYIHUIFU,DANGSHIRENMINYINXINGZAIIMFMEIYOUREN,JIUBAWODIAODAOMEIGUOHUASHENGDUNDANRENIMFZHONGGUODEBANGONGSHIGUWEN、FUZHIXINGDONGSHI,ZAINEIGONGZUOLEJINIANSHIJIAN。

ZAIZHONGGUOBAOXIAN(YINGGUO)YOUXIANGONGSIGONGZUOQIJIANHEYING

  WEILEKAIZHANGUOJIYEWU,RENBAOZAI1955NIANZUOYOUYULUNDUNCHENGLILEZHONGGUORENMINBAOXIANGONGSIZHULUNDUNLIANLUOCHU。1985NIANRENBAOYOUPAIWODAOYINGGUODANRENLIANLUOCHUDEFUZEREN。WOYOUGENLUNDUNDEZHONGGUOYINXINGLIANXI,LIANGJIAHEZIBANLEZHONGGUOBAOXIAN(YINGGUO)YOUXIANGONGSI,ZAI1985NIAN10YUE1HAOQIANLEDIYIFENBAODAN,ZHEIYEJIUSHIZHONGGUORENMINBAOXIANGONGSIZAIGUOWAICHENGLIDEDIYIJIAGONGSICHUDEDIYIZHANGBAODAN。

  LIANLUOCHUDEZHUYAOGONGZUOSHIBANGZHURENMINBAOXIANGONGSIBANLIFENBAOYEWU,DANGDIDEYEWUZUODEHENSHAO。ZERENBAOXIANZAIDANGSHISHIYIGEXINXINGDEYEWU,ZUIYINRENZHUMUDEJIUSHIYIGEFANGDING,FANGDINGGAILEYIHOUGUOLEYINIANBANNIAN,ZHILIANGBUGAOTALE,BAOXIANGONGSIJIURENWEIZHEISHIYIZHONGZERENBAOXIAN,HENDUOBAOXIANGONGSIDOUBAOZHEIZHONGXIAN,BAOFEISHIHENDUO,PEIKUANJIUGENGDUO,YOUBUSHAOGONGSIJIUSHIYINWEIZUOZERENBAOXIANERGUANMENDE。

  WOMENZAIYINGGUODESHIHOU,FEICHANGXINGYUNDESHIMEIZUOZHEIGEYEWU,YINCIWOMENMEINIANSUIRANZHIYOU100DUOWANYINGBANGDEBAOFEISHOURU,KESHIWOMENZHUANQIAN,JIUSHIYINWEIWOMENMEIYOUZUOZERENBAOXIAN。

CANJIAZHONGZAIJITUAN60ZHOUNIANSIQINGHUODONG

  1991NIAN5YUE,WOCONGYINGGUODIAOHUIGUO,RANHOUJIUTUIXIULE,TUIXIUDANWEISHIZHONGGUOZAIBAOXIAN(JITUAN)GONGSI,WOHAIYIZHIDANRENZHONGZAIJITUANDEGUWEN,FAHUIZHEYIDIANYURE。WOZHEIYIBEIZICHULEZUOBAOXIANGONGZUOYIWAI,MEIYOUGANGUOQITADEXINGYE,SHIZHONGJIUMEIYOULIKAIBAOXIANZHEIGEQUANZI。

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